So you want to buy a house, first things first – 𝗚𝗲𝘁 𝗽𝗿𝗲-𝗮𝗽𝗽𝗿𝗼𝘃𝗲𝗱! 💯👍🏽
Pre-approval means a lender has reviewed your finances and, based on factors like your income, debt, and credit history, they’ve determined how much you’re qualified to borrow. 💵💳
Being pre-approved for a loan can give you clarity while planning your homebuying budget and confidence in your ability to secure a loan. A loan pre-approval letter is usually required when submitting an offer on a home.💰🏠
These factors will impact your loan pre-approval: Income, Debt, Assets, Employment and Credit History. 🏦🧮
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