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(407) 900-7902
  • Home
  • Properties
  • Buyers
    • Buyers Ultimate Guide
    • Critical Role of the REALTOR®
    • Get Pre-Approved
    • Down Payment
      • Down Payment Assistance
      • Down Payment Resource
    • Buyers Worksheet
    • Schedule a Free Consultation
    • Movinghub
    • FAQs
  • Sellers
    • Listings
      • 1025 Bucksaw Place
    • EXPRESS OFFERS
    • Sellers Ultimate Guide
    • Critical Role of the REALTOR®
    • What is My Home Worth?
    • Schedule a Free Consultation
    • Movinghub
  • Renters
    • For Rent
    • Lease with a Right to Purchase Program
      • About the Program
      • How it Works
      • Benefits to Residents
      • Resident Pre-Qualification
      • FAQs
      • Company Overview
    • Movinghub
  • Investors
    • Join Investors List
    • Investment Condos
      • Philippine Investment Condos
    • Vacation Homes
      • The Grove Resort
        • The Grove – Marquis
        • The Grove – Sterling
  • Homeowners
    • Homestead Exemption
    • Empower Home Progam
  • Blog
  • Contact
    • Testimonials
Florida Homes By Rau

We solve real estate problems!

(407) 900-7902

About Title Insurance

WHAT TO KNOW

Title insurance protects your ownership right to your home, both from fraudulent claims against your ownership and from mistakes made in earlier sales, such as misspellings of a person’s name or an inaccurate description of the property. In some states it is customary for the seller to purchase the policy on your behalf.

Your mortgage lender will require it.
Title insurance protects the lender (and the secondary markets to which they sell loans) from defects in the title to your home—which could include mistakes made in the local property office, forged documents, and claims from unknown parties. It ensures the validity and enforceability of the mortgage document. The amount of the policy is equal to the amount of your mortgage at its inception. The fee is typically a one-time payment rolled into closing costs.

There are two different policies to consider purchasing.
The first policy, the one your lender will require, protects the lenders investment. You may also purchase an owner’s policy that provides coverage up to the purchase price of the home you are buying.

You have the right to choose your provider.
You can shop around for a lower insurance premium rate at a wide variety of sites online. You should first request quotes from a few companies and then reach out and speak to them. Ask about hidden fees and charges that could make one quote seem more attractive than another. Also, find out if you’re eligible for any discounts. Discounts are sometimes available if the home has been bought within only a few years since the last purchase as not as much work is required to check the title. You can also ask your lender or real estate professional for advice or help with getting quotes. Make sure the title insurance company you choose has a favorable Financial Stability Rating with Demotech Inc.

Even new construction needs coverage.
Even if your home is brand-new, the land isn’t. There may be claims to the land or liens that were placed during construction that could negatively impact your title.

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eXp Realty is the first cloud-based real estate brokerage, the largest residential real estate brokerage by geography in North America and the first and only real estate brokerage to operate as one company-owned brokerage in all 50 U.S. states. It is one of the fastest growing real estate brokerage firms in North America with more than 15,000 agents across 50 U.S. states, the District of Columbia and three Canadian provinces. As a publicly traded company, eXp World Holdings uniquely offers real estate professionals within its ranks opportunities to earn company stock for production and contributions to overall company growth.

homesbyrau

Tynna Rau | Florida Realtor®
Newly renovated apartment rentals with stainless s Newly renovated apartment rentals with stainless steel appliances available mid January! All units are 2 bedrooms and 1 bathroom, A/C, and full kitchens. DM me for more details, you can also text COURTYARDVILLAS to +1-941-220-0989. 👩🏽‍💼

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Rolling into 2023 with a new contract! RWARR!! 🎆🍾🐅

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I’ve been working with this buyer since May of l I’ve been working with this buyer since May of last year and now I’m super excited to say that they are finally under contract with this beautiful new construction home in Haines City! Congratulations Shannen, Justin and family! I can’t wait to see your happy faces once you finally close on this house! 📄 🖊️ 🤗 

#newhomesbyrau #homesbyrau #realtorrau #teamrau #newconstruction #newconstructionhome #moveinready #centralfloridarealestate #centralfloridarealtor #filipinorealestateagent #filipinoinflorida #centralfloridanewconstruction #hainescitynewconstruction
🚨 JUST LISTED 🚨 Durant Homes Assisted Livin 🚨 JUST LISTED 🚨

Durant Homes Assisted Living Facility

6929 Durant Rd,
Plant City, FL 33567

$850,000.00

13 Bed
3.5 Bath
3,487 sqft
This property is being sold with the business including the patients, employees and all the furniture, as well as the mobile home on the back of the property.

Great commercial investment opportunity! This assisted living facility sits on a little piece of paradise near the end of a small country road. It’s private, quiet and shady. This facility is licensed for 20 patients and currently has 18. 7 of the bedrooms are shared between 2 patients and 6 bedrooms are used for single patients. 🛏️ 

Updates performed in the last year include:
- The roof
- The windows in the bedrooms
- 2 of the bathrooms tub and shower combos
- The front porch exposed decking

The 3 bedroom, 2 bath mobile home in the back of the property was added last year and is used to house onsite employees. Around the property you will find various planted fruits and vegetables including avocado, mango, guava, jackfruit, atis, ube, banana, and sweet potato. Don't miss out on this incredible commercial investment opportunity - call today to schedule a private tour today! 👩🏽‍💼

Ma. Cristina “Tynna” Rau
EXP Icon Agent & Certified Mentor
EXP Realty | The Alliance Group
(407) 900-7902
tynna.rau@exprealty.com
homesbyrau .com

#homesbyrau #realtorrau #teamrau #listingagent #justlisted #plantcityrealestate #assistedlivingfacility #investmentopportunity #businessforsale #plantcity #filipinarealtorflorida #filipinorealtorflorida #filipinoinrealestate #filipinofloridarealtor #forsale #plantcityfl #exprealtyflorida #newlisting
Congratulations to my friend Diana for closing on Congratulations to my friend Diana for closing on this house on her birthday! We got 25k off asking price, and all the repairs requested were covered by the seller! 🍾🥂

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#popitwhenyoucloseit #filipinorealtor #champagneclosing #justsold #exprealty#filipinorealtorflorida #poppingbottles #expiconagent #orlandopoolhome #hourglassdistrict #hourcommunity #thehourglassdistrict
Happy to serve! 🤗 #homesbyrau #realtorrau #te Happy to serve! 🤗 

#homesbyrau #realtorrau #teamrau #filipinorealtor #filipinorealestateagent #centralfloridarealtor #fivestarrealtor #fivestarreview #ratemyagent
That feeling when when you finally closed on your That feeling when when you finally closed on your home! 🍾🥂😂

#chugitwhenyouclosedit #firsttimehomebuyer #wesaidyestotheaddress #homesbyrau #realtorrau #magnoliaclosingco #floridarealestate #filipinoinflorida #filipinohomeowners #filipinorealtor #floridarealtor
Another new construction home under contract! It’s important to have your own representation even when buying new construction, because besides having your best interest at heart, who else is going to get you $11k towards design options and $14k to buy down rates? This beautiful home will be ready for the family in July of next summer! 📑🖊️🏡

#homesbyrau #realtorrau #teamrau #newhomesbyrau #undercontract #centralfloridarealtor #floridanewconstruction #executedcontract #filipinarealtorflorida #filipinoinrealestate #filipinofloridarealtor #iconagent #exprealty #expiconagent #clermontnewconstruction #filipinorealtor
Feeling grateful to help another Filipino family g Feeling grateful to help another Filipino family get their dream home in Gainesville! This family moved to the US in 2021 and they’re already official homeowners before they even became US citizens. Hard work pays off when you delay gratification! They went under contract on this new construction home at the beginning of the year and they closed on it last week with $40k in equity! Congratulations to the new homeowners! 🍾🏠💵

#homesbyrau #realtorrau #teamrau 
#popitwhenyoucloseit #filipinorealtor #champagneclosing #justsold #exprealty #expproud #filipinorealtorflorida #poppingbottles #newconstruction #newhomesbyrau #newconstructionhome #moveinready
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