Florida Homes By Rau

We solve real estate problems!

  • Home
  • Properties
  • Buyers
    • Buyers Ultimate Guide
    • Critical Role of the REALTOR®
    • Get Pre-Approved
    • Down Payment
      • Down Payment Assistance
      • Down Payment Resource
    • Buyers Worksheet
    • Schedule a Free Consultation
    • Movinghub
    • FAQs
  • Sellers
    • Listings
      • 1025 Bucksaw Place
    • EXPRESS OFFERS
    • Sellers Ultimate Guide
    • Critical Role of the REALTOR®
    • What is My Home Worth?
    • Schedule a Free Consultation
    • Movinghub
  • Renters
    • For Rent
    • Lease with a Right to Purchase Program
      • About the Program
      • How it Works
      • Benefits to Residents
      • Resident Pre-Qualification
      • FAQs
      • Company Overview
    • Movinghub
  • Investors
    • Join Investors List
    • Investment Condos
      • Philippine Investment Condos
    • Vacation Homes
      • The Grove Resort
        • The Grove – Marquis
        • The Grove – Sterling
  • Homeowners
    • Homestead Exemption
    • Empower Home Progam
  • Blog
  • Contact
    • Testimonials
(407) 900-7902
  • Home
  • Properties
  • Buyers
    • Buyers Ultimate Guide
    • Critical Role of the REALTOR®
    • Get Pre-Approved
    • Down Payment
      • Down Payment Assistance
      • Down Payment Resource
    • Buyers Worksheet
    • Schedule a Free Consultation
    • Movinghub
    • FAQs
  • Sellers
    • Listings
      • 1025 Bucksaw Place
    • EXPRESS OFFERS
    • Sellers Ultimate Guide
    • Critical Role of the REALTOR®
    • What is My Home Worth?
    • Schedule a Free Consultation
    • Movinghub
  • Renters
    • For Rent
    • Lease with a Right to Purchase Program
      • About the Program
      • How it Works
      • Benefits to Residents
      • Resident Pre-Qualification
      • FAQs
      • Company Overview
    • Movinghub
  • Investors
    • Join Investors List
    • Investment Condos
      • Philippine Investment Condos
    • Vacation Homes
      • The Grove Resort
        • The Grove – Marquis
        • The Grove – Sterling
  • Homeowners
    • Homestead Exemption
    • Empower Home Progam
  • Blog
  • Contact
    • Testimonials
Florida Homes By Rau

We solve real estate problems!

(407) 900-7902

Blog

How Consumers Will Benefit From Latest Fed Rate Cut

By

Tynna Rau

Posted in Market Trends On September 20, 2019

The Federal Reserve lowered its benchmark interest rate by another quarter of a percentage point on Wednesday to a range of 1.75% to 2%, citing concerns over a global economic slowdown. Mortgage rates aren’t directly tied to the Fed’s interest rate, but they do tend to be influenced by them.

Following its meeting, the Fed signalled that another rate cut is likely before the end of the year. It cited “uncertainties” about the economic outlook and vowed to “act as appropriate to sustain the expansion.”

“For consumers, mortgage rates may decline, or may not, since the global bond market influences the longer-term interest rates,” says Lawrence Yun, chief economist at the National Association of REALTORS®. “Rising government deficit and debt levels imply some upward pressure on bond yields. However, a softening economy and slack in aggregate demand point to a downward nudge to bond yields. Various competing forces are at work. One thing is clear: Mortgage rates currently are essentially at their lowest mark in modern history.”

Still, while mortgage rates remain low, the Fed’s actions Wednesday will likely have little impact, at least initially, indirectly bringing rates down more, several economists said after the Fed’s announcement.

“I don’t expect that the Fed rate cut will have much of an effect on fixed rates, but it may help support lower rates on ARMs,” says Lee E. Ohanian, professor of economics and director of the Ettinger Family Program in Macroeconomic Research at UCLA. “The 10- and 30-year Treasury rates are still extremely low, even after moving up a bit from last week and those low rates will support relatively low fixed mortgage rates.”

The trend in mortgage rates right now is being driven primarily by the impact of trade policy and global economic pessimism on long-term treasuries, notes Ruben Gonzalez, chief economist at Keller Williams. “Recently, we have seen some stabilization of treasuries, and mortgage rates have risen slightly,” Gonzalez said in a statement. “However, without some genuine resolution to geopolitical tensions around trade, mortgage rates are likely to remain low for the remainder of the year.”

Some economists—as well as President Donald Trump–were expecting the Fed to take a bolder stance on Wednesday and cut rates much more to stave off a possible recession.

“It would have been better to get the economy going right away” with a greater cut at this week’s meeting of half a percentage point instead of just another quarter percentage point, says Yun. “The indication of another rate cut in a few months will simply hold back some consumer and business decisions until then,” Yun says.

Following its meeting, the Fed said that the U.S. economy is in “strong shape and unemployment remains low.” “If the economy does turn down, a more extensive series of rate cuts could be warranted,” Fed Chairman Jerome Powell said at a news conference following the Fed’s meeting.

Source: www.nar.realtor

 buy house, buying, fed, florida, florida real estate, florida realtor, homes by rau, housing market, hows the housing market, hows the market, mortgage rate, orlando real estate, orlando realtor, rate cut, real estate, realtor, realtor rau, realtors, recession, sell house, selling, US housing market

Categories

  • Buying (10)
  • Disney Springs (2)
  • EXP Realty (3)
  • For Sale (7)
    • New Homes By Rau (7)
  • Homeowners (3)
  • Homes By Rau (4)
  • Lake Nona (1)
  • Market Trends (6)
  • Neighborhoods By Rau (7)
  • Orlando (28)
  • Selling (4)
  • University of Central Florida (1)

Translate:

eXp Realty is the first cloud-based real estate brokerage, the largest residential real estate brokerage by geography in North America and the first and only real estate brokerage to operate as one company-owned brokerage in all 50 U.S. states. It is one of the fastest growing real estate brokerage firms in North America with more than 15,000 agents across 50 U.S. states, the District of Columbia and three Canadian provinces. As a publicly traded company, eXp World Holdings uniquely offers real estate professionals within its ranks opportunities to earn company stock for production and contributions to overall company growth.

homesbyrau

Tynna Rau | Florida Realtor®
Newly renovated apartment rentals with stainless s Newly renovated apartment rentals with stainless steel appliances available mid January! All units are 2 bedrooms and 1 bathroom, A/C, and full kitchens. DM me for more details, you can also text COURTYARDVILLAS to +1-941-220-0989. 👩🏽‍💼

#homesbyrau #realtorrau #teamrau #filipinarealtorflorida #filipinorealtorflorida #filipinoinrealestate #filipinofloridarealtor #exprealtyflorida #apartmentforrent #orlandorental #courtyardvillas #rentalunit #leasingagent #newlyrenovated #renovatedapartments
Rolling into 2023 with a new contract! RWARR!! 🎆🍾🐅

#newyear #newcontract #2023 #year2023 #bringiton  #homesbyrau #realtorrau #teamrau #undercontract #orlandorealtor #filipinorealtor #filipinorealtororlando #filipinarealestateagent #executedcontract #orlandorealestate #iconagent #exprealty #expiconagent #offeraccepted #oviedo #oviedoflorida #oviedorealestate #oviedorealtor #oviedorealestateagent #oviedohomes #oviedohomesforsale #florida #centralflorida #floridahomes #floridahomesforsale
I’ve been working with this buyer since May of l I’ve been working with this buyer since May of last year and now I’m super excited to say that they are finally under contract with this beautiful new construction home in Haines City! Congratulations Shannen, Justin and family! I can’t wait to see your happy faces once you finally close on this house! 📄 🖊️ 🤗 

#newhomesbyrau #homesbyrau #realtorrau #teamrau #newconstruction #newconstructionhome #moveinready #centralfloridarealestate #centralfloridarealtor #filipinorealestateagent #filipinoinflorida #centralfloridanewconstruction #hainescitynewconstruction
🚨 JUST LISTED 🚨 Durant Homes Assisted Livin 🚨 JUST LISTED 🚨

Durant Homes Assisted Living Facility

6929 Durant Rd,
Plant City, FL 33567

$850,000.00

13 Bed
3.5 Bath
3,487 sqft
This property is being sold with the business including the patients, employees and all the furniture, as well as the mobile home on the back of the property.

Great commercial investment opportunity! This assisted living facility sits on a little piece of paradise near the end of a small country road. It’s private, quiet and shady. This facility is licensed for 20 patients and currently has 18. 7 of the bedrooms are shared between 2 patients and 6 bedrooms are used for single patients. 🛏️ 

Updates performed in the last year include:
- The roof
- The windows in the bedrooms
- 2 of the bathrooms tub and shower combos
- The front porch exposed decking

The 3 bedroom, 2 bath mobile home in the back of the property was added last year and is used to house onsite employees. Around the property you will find various planted fruits and vegetables including avocado, mango, guava, jackfruit, atis, ube, banana, and sweet potato. Don't miss out on this incredible commercial investment opportunity - call today to schedule a private tour today! 👩🏽‍💼

Ma. Cristina “Tynna” Rau
EXP Icon Agent & Certified Mentor
EXP Realty | The Alliance Group
(407) 900-7902
tynna.rau@exprealty.com
homesbyrau .com

#homesbyrau #realtorrau #teamrau #listingagent #justlisted #plantcityrealestate #assistedlivingfacility #investmentopportunity #businessforsale #plantcity #filipinarealtorflorida #filipinorealtorflorida #filipinoinrealestate #filipinofloridarealtor #forsale #plantcityfl #exprealtyflorida #newlisting
Congratulations to my friend Diana for closing on Congratulations to my friend Diana for closing on this house on her birthday! We got 25k off asking price, and all the repairs requested were covered by the seller! 🍾🥂

#homesbyrau #realtorrau #teamrau 
#popitwhenyoucloseit #filipinorealtor #champagneclosing #justsold #exprealty#filipinorealtorflorida #poppingbottles #expiconagent #orlandopoolhome #hourglassdistrict #hourcommunity #thehourglassdistrict
Happy to serve! 🤗 #homesbyrau #realtorrau #te Happy to serve! 🤗 

#homesbyrau #realtorrau #teamrau #filipinorealtor #filipinorealestateagent #centralfloridarealtor #fivestarrealtor #fivestarreview #ratemyagent
That feeling when when you finally closed on your That feeling when when you finally closed on your home! 🍾🥂😂

#chugitwhenyouclosedit #firsttimehomebuyer #wesaidyestotheaddress #homesbyrau #realtorrau #magnoliaclosingco #floridarealestate #filipinoinflorida #filipinohomeowners #filipinorealtor #floridarealtor
Another new construction home under contract! It’s important to have your own representation even when buying new construction, because besides having your best interest at heart, who else is going to get you $11k towards design options and $14k to buy down rates? This beautiful home will be ready for the family in July of next summer! 📑🖊️🏡

#homesbyrau #realtorrau #teamrau #newhomesbyrau #undercontract #centralfloridarealtor #floridanewconstruction #executedcontract #filipinarealtorflorida #filipinoinrealestate #filipinofloridarealtor #iconagent #exprealty #expiconagent #clermontnewconstruction #filipinorealtor
Feeling grateful to help another Filipino family g Feeling grateful to help another Filipino family get their dream home in Gainesville! This family moved to the US in 2021 and they’re already official homeowners before they even became US citizens. Hard work pays off when you delay gratification! They went under contract on this new construction home at the beginning of the year and they closed on it last week with $40k in equity! Congratulations to the new homeowners! 🍾🏠💵

#homesbyrau #realtorrau #teamrau 
#popitwhenyoucloseit #filipinorealtor #champagneclosing #justsold #exprealty #expproud #filipinorealtorflorida #poppingbottles #newconstruction #newhomesbyrau #newconstructionhome #moveinready
Load More... Follow on Instagram

© 2022 Homes By Rau. All rights reserved.

|
Housing Markets Aren’t Usually Hurt During a Recession housing-market-recession-orlando-realtor the-home-buying-process-orlando-realtor-rau-website THE HOME BUYING PROCESS
Florida Homes By Rau
  • Login
Forget Password?