There are two (2) NO MONEY DOWN, NO PMI Conventional Loans available...
- Works with single family homes, townhomes, condos, duplexes, and manufactured homes
- All closing costs can be seller contribution or a gift
- Underwritten and appraised the same as traditional conventional mortgages
- Does not require condo questionnaires on condos
- The loan will NEVER be sold or transferred to another lender
Community Advantage Loan
- Loan amount up to $450,000
- 600+ credit score
- Orange, Polk, Marion, Duval, Escambia, Broward, St Lucie, and Volusia Counties
- Primary buyer needs to be a first-time home buyer (or haven’t owned a home in at least 3 years)
- Can have another occupying buyer or non-occupying co-signer that owns a home at closing
Buyer’s Advantage Loan
- Loan amount up to $500,000
- 640+ credit score
- All of Florida, Georgia, Alabama, North and South Carolina, and Virginia
- Primary home only (Buyer cannot own any other homes at closing, but does not need to be first-time home buyer)