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Own Your Dream Home
No Money Down, No PMI!

Your Path to Homeownership Starts Here

Own Your Dream Home
No Money Down, No PMI!

Your Path to Homeownership Starts Here

Unlock the Door to Homeownership

Are you ready to turn your dream of homeownership into a reality? Our innovative “No Money Down, No PMI” loan programs make it easier than ever to own your dream home without the traditional upfront costs.

These buyer programs make it easier to get in the home of your dreams.

Being a homeowner allows you to build equity and gives you control over rising housing expenses. These loan products are designed to make ownership more accessible. Find out which product could be a good fit for you.

Unlock the Door to Homeownership

Are you ready to turn your dream of homeownership into a reality? Our innovative “No Money Down, No PMI” loan programs make it easier than ever to own your dream home without the traditional upfront costs.

These buyer programs make it easier to get in the home of your dreams.

Being a homeowner allows you to build equity and gives you control over rising housing expenses. These loan products are designed to make ownership more accessible. Find out which product could be a good fit for you.

There are two NO MONEY DOWN, NO PMI Conventional Loans available.

  • Works with single family homes, townhomes, condos, duplexes, and manufactured homes
  • All closing costs can be seller contribution or a gift
  • Underwritten and appraised the same as traditional conventional mortgages
  • Does not require condo questionnaires on condos
  • The loan will NEVER be sold or transferred to another lender

Option 1

  • Loan amount up to $500,000
  • 640+ credit score
  • All of Florida, Georgia, Alabama, North and South Carolina, and Virginia
  • Primary home only (Buyer cannot own any other homes at closing, but does not need to be first-time home buyer)

Option 2

  • Loan amount up to $450,000
  • 600+ credit score
  • Orange, Polk, Marion, Duval, Escambia, Broward, St Lucie, and Volusia Counties
  • Primary buyer needs to be a first-time home buyer (or haven’t owned a home in at least 3 years)
  • Can have another occupying buyer or non-occupying co-signer that owns a home at closing

What Does No Money Down, No PMI Mean?

No Money Down: You won't need to save up a significant down payment to purchase your home.

No Money Down means you can purchase a home without needing the traditional minimum down payment (typically 3% or more) upfront. Instead of paying a percentage of the home’s price out of pocket, these loan programs cover the full purchase price, making homeownership more accessible and affordable.

No PMI (Private Mortgage Insurance): You won't have to pay monthly premiums for PMI, saving you money each month.

No PMI means you won’t have to pay Private Mortgage Insurance, which is usually required for homebuyers who put down less than 20% of the home’s price.

 

PMI typically costs 0.2% to 2% of the loan amount annually and is added to your monthly mortgage payment to protect the lender if you default. A No PMI loan eliminates this extra expense, saving you money and making your monthly payments more affordable.

Our team is dedicated to helping you find the perfect home and securing the best mortgage terms. We understand that every home buyer is unique. We’ll work closely with you to tailor a solution that fits your specific needs. We’re committed to providing exceptional service and ensuring a smooth and stress-free home buying experience.

Contact us today to learn more about our “No Money Down, No PMI” offer and take the first step towards homeownership.

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