So you want to buy a house, first things first - 𝗚𝗲𝘁 𝗽𝗿𝗲-𝗮𝗽𝗽𝗿𝗼𝘃𝗲𝗱! 💯👍🏽Pre-approval means a lender has reviewed your finances and, based on factors like your income, debt, and credit history, they’ve determined how much you’re qualified to borrow.